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Principal Software Engineer

Job Details

Hiring Organization Mastercard
Post Name Principal Software Engineer
Qualification B.Tech/B.E.
Industry Private
Employment Type Full Time
Work Hours 8 Hours
Salary USD 12000 To USD 13000 Per Month
Location New York City, New York, United States 10011

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation, and delivers better business results.
Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. 

Who is Mastercard?

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible.
Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.


Mastercard is looking for a talented Principal Software Engineer to join the Mastercard Cross Border Services team in New York City that’s focused on building Cross Border Services (XBS) capabilities for financial services.
This role will be pivotal for XBS in the cloud transformation journey. In this role, you will be part of a highly agile team building exciting and innovative products delivered at scale to global markets.


This role involves working with a team of talented engineers to develop high-performance Cross Border payment solutions. The role is a mix of defining the technical strategy, architecture, design, and hands-on coding and working with a broader team of engineers to drive outcomes. As a principal software engineer, your role would be categorized into these broad areas
Define, Design & Code Software solutions
  • Lead the architecture, design, and development of software systems and applications. These solutions & software are targeted towards a client’s specific needs or create products geared for Mastercard.
  • Act as senior most engineers in the team to determine everything from design choices to technical standards, such as platforms and coding standards.
  • Collaborate with product teams to understand the requirements, identify solutions, propose ideas and provide technical thought leadership.
  • Engage with external customers to represent engineering, alongside the product, when presenting the product to external customers.
  • Evaluate build vs buy solutions, partner with fintech and startups to create an innovative solution
  • Document the overall systems/application architecture, help create high-level design and provide guidance to the engineering team on low-level design
  • Domain-driven design is your game. Code to enforce the contextual mappings and aggregates for each bounded context. Drive implementation of consumer-driven contracts to allow for evolution and learning of the domain model with hyper-speed while meeting our promises to other teams internally and customers alike.
  • You are a polyglot engineering guru, you bring cutting-edge engineering practices to life in multiple evolving frameworks – Feature flags, fitness functions, and whatever is required to reduce the cost and increase the lifecycle value of the next feature delivered by engineering teams.
  • You love declarative paradigms and functional programming. No one can stop you from paying off technical debt and refactoring the code for better SDLC, performance, and availability.
  • You implement, monitor and maintain compliance and security concerns in CI/CD pipelines to bring life to the principle of “Code is Design and Design is Code”.

Tech Lead

  • Tech leads on software development projects, especially at an early stage (concept, PoC, Prototype, Pilot)
  • Create a team of engineers suitable for the scope of the project, assign tasks, work with scrum lead to create a timeline, provide estimates and act as engg lead in the operating/steering committee
  • Engage with a partner organization in ensuring that the proposed solution meets the corporate standards in creating & operating the applications
  • Act as lead in bringing multiple engineering teams to achieve the overall objective of the proposed solution

Thought Leadership/Mentoring

  • Build relationships with technical peers across the organization with a focus on our Enterprise Architecture (EA) relationship; socializing new technologies with EA and bringing EA technology and updates back to the group.
  • Maintain common tech stack & integration components. Design a tech stack and blueprints for simplified transitions. Align coding conventions with EA
  • Develop and maintain common tools and services for use by the global engineering teams.
  • Work with Information security, cloud engineering, infrastructure engineering, internal tech partners, and external tech partners to help design our infrastructure/cloud environments and a secure application architecture
  • Provide updates and technical talks about new technologies, bring domain expertise to the business, and market direction around technical innovation for Cross Border to the global XBS engineering teams.


  • Experience as a lead engineer/tech lead/software architect.
  • Experience in implementing complex technology solutions for enterprises and making them available for general use within the corporate
  • Broad and extensive deep knowledge of the software development process and its technologies, hands-on experience in creating a design (high & low level) and engineering on a variety of technologies and products,s and experience with architectural styles and design patterns
  • Hands-on experience with various coding methods and computer languages, Data modeling and database design experience, MicroServices Architecture
  • Experience in building and operating highly scalable platforms with significant throughput (>10,000 TPS) and operating> 99.999% availability with a global footprint
  • Proficiency with Java JDK 8 or greater, Tomcat, Spring, Spring Boot, Shell Scripting, JSON, Docker, Kubernetes, or other container orchestration solutions.
  • Expertise in Junit or other automated unit testing frameworks e.g. Karate.
  • Experience with CI/CD principles and tools such as Jenkins, Gradle, Maven, Source Control Management, and working with code in a multi-developer that’s integrated with secure code coverage & static code coverage tools (SonarCube Prisma, etc)
  • Experience with a UI framework such as Angular is a plus
  • Proficient working in the cloud with Azure preferred
  • Experience in building containerized applications, following CI/CD, Canary release, in-depth knowledge, and experience in DevOps functions on the cloud
  • Familiarity with Infrastructure as Code
  • Sound knowledge of cryptography functions incl PKI infrastructure, hashing, encryption, consensus algorithms, virtual machines

All About You

The ideal candidate for this position should:

  • Loves creating innovative solutions to problems in a collaborative fun environment
  • Advanced knowledge and understanding of modern software engineering concepts and methodologies
  • Passionate about software development and comfortable in a fluid environment
  • Passionate about code quality and coding best practices
  • Show initiative and demonstrate a willingness to take on challenging opportunities
  • Excellent communication (verbal and written) and strong collaboration skills
  • Must be driven, highly motivated, and a strong team-player
  • Interested in mentoring and helping grow the skills of the next generation of software developers

COVID-19 Considerations

In many locations, we’ve implemented a virtual hiring process and continue to interview candidates by video or phone. In addition, in our NYC offices, as required by law, only individuals who have been fully vaccinated against COVID-19 will be permitted inside Mastercard offices unless a reasonable accommodation has been approved in advance.
In the US, Mastercard is an inclusive Equal Employment Opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.
If you require accommodations or assistance to complete the online application process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks come with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard’s security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security training in accordance with Mastercard’s guidelines.

Apply Now



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